Desktop: How to Refix and ANZ Loan

Step 1

Login to your Internet Banking. Go to  www.anz.com  and select log on from the top right-hand side.

Step 2

Find the home loan that is coming up for expiry and click Reserve a new fixed rate

Step 3

Here are the details of your current loan.
Choose what fixed-rate period you'd prefer

Step 4

    .1Unsure? Book a call with your advisor here:  www.total.nz/team 
    .2Choose a new rate or go back a step to see the rates for a different period

Step 5

Found your rate? Continue and enter your email so ANZ can send you a loan variation letter.

Step 6

Choose your repayment options
    .1You can keep your loan term the same, this may increase or decrease your repayments (depending on the new interest rate)
    .2In most circumstances, you can choose to keep your loan repayments the same (as long as there is no increase in the total loan term)
Click review and confirm once you have selected your option.

Step 7

Once you've reviewed your new rate and accepted the terms, click submit.
Your new home loan rate is now reserved and will take effect once your current rate expires.

Step 8

Once your new rate has been confirmed, take a screenshot and let us know what you have locked in so we can update our records.